Webmasters of adult sites are often confronted with the difficult task of choosing the right transaction processor for their business. While the procedure for doing the physical search (ie inputting the keywords in the search box and filtering the results to find one particular great payment processor) is certainly daunting, it is even more difficult to pinpoint everything you, as an adult site owner, need to look for in the candidates that appear in that search results page.
There is one thing you have to understand even before you begin your search. As an adult site operator, you might be run a “high-risk” business. While in any industry this may not mean much, to the world of online payment processing, it does not take difference between granting your acceptance and outright denying your application. Comprehending the concept of being a high-risk merchant may also help you set proper expectations.
Among the hurdles you may encounter as an adult entertainment industry merchant (and consequently , a high-risk merchant) are higher processing fees and may be even additional paperwork. So it may not be completely practical to base your decision exclusively on the prices offered by the transaction processor. Yes, saving a few pennies here and there is always a good thing, but perform look at what else the digesting company is offering. Here are some questions that may help you assess the payment processing candidates you have narrowed down:
1 . Do these people understand what I need? It is not really that simple to find a payment processor that caters exclusively to your needs as an grownup site owner. If you are lucky enough to find one, how do you know if their solutions really are geared towards your needs? One way would be to know if they can provide you with the uptime any adult site needs. Choosing a payment processing partner that lists availability as one of their main focuses is a wise choice.
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2 . What sort of security does the payment processor chip offer? 128-bit SSL encryption is the industry standard. It now comes down to how far your payment processor can push this security promise. Learn more about the specs of the processor’s payment gateway. Adult sites are heavily dependent on fast and flawless technologies, try to find a processor with a restricted security system that match the needs from the adult industry.
3. Can they help me curb chargebacks? Chargebacks happen for a number of reasons, not always within the adult merchant’s control. Another issue you must understand as a high-risk merchant: Credit card organizations (like Visa and MasterCard) have got systems in place that may get retailers who have a high chargebcack ratio banned from accepting credit cards. This is the cool, hard truth. A payment processor with effective fraud scrubbing steps may be able to prevent you from getting into that blacklist.
4. Does the payment processor chip offer customized service? Let’s face it. We all want to be a little various. Being an adult site, it’s hard enough to compete with a million other websites with the same services on the Internet. Using a payment processor who can give you everything you need is great, but having one which lets you customize its services specifically for your site is way better.
five. Will I get my money promptly? Let’s not beat around the rose bush, the reason your adult site requires a payment processor in the first place is so you can milk a bit of cash out of all the hard work you’ve done. And rightly so. You deserve that money, and that means you should look for a payment processor that might be able to guarantee you consistent payouts. A payment processor’s ability to care for its financial liabilities is significantly rooted in the efficiency of its procedures. So , that also worth considering.
There are probably a million other queries you can (and should) ask. But these are the basics that would let you know immediately if the payment processor you are looking at will be good for your adult business.